Telmah Finance

Commercial Equipment Finance

Loans for vehicles, trucks, cranes, excavators and more.

Commercial Equipment Finance

For Every Industry

Telmah Finance has been arranging commercial equipment finance for businesses of all sizes since 1978. We are accredited with major financial institutions, which means we can secure competitive interest rates on take care of the entire process on your behalf. From application through to settlement. Whatever your equipment finance needs we’ll handle the complexity so you can get on with running your business.

Who is Telmah Finance?

Behind Telmah Finance are three Brisbane-based commercial finance brokers with more than 105 years of combined industry experience. Jeff, Tom, and John have built their reputation on putting clients first, maintaining long-term relationships, and making the complex process of securing equipment finance as straightforward as possible. It's no coincidence that 85% of their business is repeat business — they're in it for the long haul, and their clients know it.

SPECIALIST BROKERS

YEARS COMBINED EXPERIENCE

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REPEAT CLIENTS

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How do you get paid?

Commission from lenders – In most cases, we are paid directly by the bank when a loan is successfully settled. This includes an upfront commission based on a percentage of the loan amount, as well as an ongoing trailing commission for the life of the loan. This structure means our service is typically at no direct cost to you.

Advisory or success fees – In certain cases, we may charge an advisory fee, which could be a fixed amount, an hourly rate, or a success fee based on a proportion of the benefit received. These scenarios are less common and will always be discussed and agreed upon with you upfront.

Would I get a better deal by going directly to the bank?

Achieving the best-priced or most valuable deal depends on several factors, which can be grouped into five key categories:

Risk Profile – Lenders assess factors such as industry, financial performance, security position, and serviceability when determining pricing.
Loan Structure – The way a loan is structured (e.g., term, interest-only vs. principal & interest, security, and covenants) can impact pricing and flexibility.
Market Conditions – Interest rates, competition among lenders, and the bank’s appetite for particular sectors influence pricing at any given time.
Negotiation Leverage – Understanding how to position your application and which lenders have the best appetite for your needs can make a significant difference.
Relationship & Advocacy – A finance broker has the experience, market knowledge, and lender relationships to negotiate effectively on your behalf, often securing terms that wouldn’t be offered directly to an individual borrower.

While banks may offer direct pricing, they are ultimately focused on their own interests. A skilled broker works for you, leveraging their knowledge and lender relationships to ensure you receive the most competitive terms available.

For further information on bank pricing:

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What Value does McLellan Finance provide beyond pricing?

At McLellan Finance, we offer more than straightforward transaction structuring and negotiating competitive financing solutions—we provide strategic advantages that enhance your financial position over the long term:

Greater Market Access & Leverage: With McLellan Finance by your side, you retain ongoing access to multiple banks, not just the one that provided your initial deal. My industry relationships keep you informed of market shifts, ensuring your financing remains competitive.
Expert Advocacy & Strategic Guidance: I provide insights on deal structures and lender appetites before proposals are submitted. With banks frequently adjusting their lending preferences, I help you navigate these changes and capitalize on new opportunities.
Consistent & Dedicated Support: One of the biggest frustrations in banking is changing relationship managers. At McLellan Finance, you have a single, dedicated point of contact who understands your business and remains with you throughout your journey—so you only need to tell your story once.

By working with McLellan Finance, you gain a trusted partner dedicated to securing the best financial outcomes for your business while providing valuable insights and strategic guidance along the way.

What ongoing engagement and support can clients expect after a transaction is finalised?

At McLellan Finance, our commitment to clients extends well beyond deal completion. We maintain an ongoing relationship through quarterly on-site meetings, ensuring we continuously refine our understanding of your business, goals, and management approach. Acting as a strategic sounding board, we provide insights and guidance on early-stage ideas, helping you plan and position your business for future opportunities. Our proactive engagement ensures you remain abreast of the changing pulse of the finance industry and are well-prepared for your next move.

As a finance broker and debt advisor, what are your key responsibilities and how do you add value to your clients?

Our role extends beyond simply sourcing finance—we act as strategic advisors, ensuring you secure the right funding solution that aligns with your business objectives. We begin by gaining a deep understanding of your financial position, business story, and immediate borrowing requirements. From there, we structure a compelling funding proposal, leveraging our industry expertise and lender relationships to present your opportunity effectively.

Our approach follows a competitive tender-style process, where we engage with a curated selection of lenders to gauge appetite, pricing, and terms. Based on initial feedback, we refine the approach and submit a formal application to shortlisted funders, who undertake credit assessments and provide preliminary offers.

Once we present these offers, we guide you through the selection process, ensuring transparency and alignment with your strategic needs. Upon finalising the preferred funding option, we facilitate introductions to the lender, negotiate final terms, and assist in managing the transaction through to settlement.

By combining deep market insights, a rigorous funding process, and strong lender relationships, we maximise competition among financiers, delivering optimal funding outcomes with efficiency and confidence.

Need an equipment finance broker?

Whether you’re seeking finance for Motor Vehicles, Trucks, Buses, Cranes, CNC’s, Wood Chippers, Farm Equipment or anything in between we’re here to help. Get in touch today to discuss options and secure the right solution for you.

Telmah Finance

Commercial Equipment Finance

Loans for vehicles, trucks, cranes, excavators and more.

Commercial Equipment Finance

For Every Industry

Who is Telmah Finance?

Industry Insights

Introduction to Telmah Finance

Bank Pricing | Key Drivers to a Better Deal

What is Money?

Frequently Asked Questions

For further information on bank pricing:

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