How does commercial equipment finance work?

Rather than paying for equipment outright, commercial equipment finance allows your business to acquire the asset and repay the cost over an agreed term — typically through a chattel mortgage, finance lease, or hire purchase arrangement. This preserves your working capital, can offer tax advantages (such as GST input tax credits and depreciation claims), and means the equipment is earning for your business from day one. Telmah Finance works with a panel of lenders to find the right structure and rate for your situation.